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3 Tips To Recover Your Chime Account! (Full 2023 Guide!)


Isaac Floyd


Last Updated

Losing access to your Chime account can be a scary ordeal for a good reason. When this happens, you will not be able to utilize your hard-earned money.

This guide contains valuable tips on how to recover your Chime account.

How To Recover Your Chime Account:

To recover your Chime account, you have to reset your password on the Chime website or Chime app. Chime may ask for additional information to verify your identity for safety purposes. These include the last four digits of your social security number and/or your Chime card number.

To reset your password using the Chime website, you need to navigate to the Forgot Password page and enter the email address associated with your account. Then, click Submit.

Chime will send you a security code on the phone number linked to your account. You only need to enter the code and hit Submit.

After the phone verification, you will receive a password recovery link in your email. Tap on the Reset Password link and create a new password.

The next time you sign in on Chime using the app, you will be asked to create a new four-digit password for your mobile phone.

If you prefer to reset your password via the Chime app, you tap Login and select Need help? > I forgot my password.

Afterward, enter the email address linked to your Chime account and select Submit. Do the rest of the verification process and you will successfully reset the password of your Chime account.

How To Recover Your Chime Account Without Email:

You will need your email address associated with Chime to recover your account. If you somehow lost access to this email address, you can reset it and change the password by going to the Chime website.

Like most financial institutions, Chime endorses a two-factor authentication method to ensure the users’ safety. Your email address plays a crucial role in recovering your account.

If the email address cannot be accessed anymore, you can do the following steps. Chime has an option that allows users to reset email addresses.

As long as you still have access to the phone number associated with the platform, this should not be a problem.

1.     Go to the Chime website and try to log in.

2.     Then, click on I forgot my email address button.

3.     Enter your phone number and click Submit.

4.     Verify your identity.

5.     Follow the rest of the on-screen instructions.

Once Chime updates your email address, you can proceed with the account recovery process.

How To Recover Your Chime Account Without Phone Number:

You can recover your Chime account even if you no longer use the phone number originally linked to the platform. You only need to update your phone number using the Chime app and you can continue with the recovery process. 

The two-factor authentication method that Chime employs for the safety of its users requires that you have access to the phone number associated with your account.

You will need it so that Chime can send you the verification code when you request to recover your account.

However, even if you lost access to this number, you can still recover your Chime account. Do the following steps during the password reset.

1.     Open the Chime app, then tap the Login button.

2.     Select Need Help? > I forgot my password.

3.     Enter your email address. You may also be asked to key in the last four digits of your social security number.

4.     Click on Having Trouble? > Update my phone number.

5.     Verify your identity.

6.     Follow the rest of the on-screen instructions.

If you are having difficulty with the process, you can always contact Chime at 1-844-244-6363.

What To Do If You Can’t Recover Your Chime Account Yourself:

If you encounter problems while trying to recover your Chime account, do not worry. You can ask Chime for help by calling, emailing, or chatting with their support team.

Call Chime Support

You may reach out to the Chime support team by dialing 1-844-244-6363. They claim to operate 24 hours a day, seven days a week. Just follow the instructions over the phone to speak to a live agent.

Once you connect to the Chime hotline, you should press 9 for more options and wait for an agent to be available. Sometimes, you need to wait for several minutes for someone to answer your call.

Just explain to the live agent your concern about recovering your account. They may ask you for additional information, such as the last four digits of your Chime card or your social security number, for verification.

You should have these details ready for a more seamless transaction.

Email Chime Support

If you prefer, you may email Chime at support@chime.com. Just note that the agents handling emails respond to many users, so replies may take a while. If you email them late in the evening, you can expect to receive a reply the next business day.

When you send an email, make sure to explain your concern in detail the first time to avoid ineffectual back-and-forth emails with the agent. Remember that they deal with requests on a first-come, first-served basis.

For your recovery concerns to be resolved faster, you should be concise in your explanation.

Chat With Chime Support

The fastest and most convenient way to reach out to Chime is via the app chat feature. You can find this in the top right corner of the home screen in the Chime app.

To use this feature, you should be logged in to your Chime account. Then, tap the chat box and wait for a live agent to connect with you. 

Explain that you want to recover your Chime account as soon as possible. The live agent may ask you several questions about why you can no longer access your account.

Note that the live chat feature is only available in the Chime app. There is no live chat feature on the Chime website.

Does Chime Have 24-Hour Customer Service?

Yes. Chime boasts of having its customer support team available 24/7. There are three ways to contact them – via phone call at 1-844-244-6363, via email at support@chime.com, or via live chat in the Chime app.

Chime’s customer service handles issues and concerns relating to account access, overcharge, payment matters, and missing cards, among others.





About Isaac

Isaac graduated with an MBA in 2014. After graduating he worked in the software industry for 5 years. He started his first online side hustle in early 2018, today he makes a full-time income from his 3 online side hustles. One of the 3 is Humbled MBA.