Disclaimer: This content is not intended to be financial advice and is for informational purposes only. We may earn commissions if you buy through our links at no cost to you.

chime-cash-app

Chime & Cash App: 7 Questions Answered! (Full 2022 Guide!)

isaac-floyd

Isaac Floyd

Author

Last Updated

Chime and Cash App are extremely convenient methods of managing your money. 

This guide will answer your inquiries regarding money transfers between Chime and Cash App.

How to Link Cash App to Chime:

You can easily link Cash App to Chime by either adding a Chime debit card or connecting your Chime bank account to Cash App. To do this, you need to open Cash App and select Bank Options. Then, link Chime by adding your card details. Once linked, transferring money between the two accounts is easy.

There are two ways you can use Chime through Cash App. The first is by connecting your Chime debit card as a payment method. The second is by directly linking your Chime bank account. 

Both methods need to undergo verification so that you can conveniently transfer funds into or from your Chime account to Cash App.

Adding a Chime debit card to Cash App is the most straightforward method. You can make instant transfers from Chime to Cash App (or vice versa) anytime you want and your money will be reflected in real-time.

However, transactions like these incur charges. You have to pay the 1.5% charge for using the instant deposit option. 

If you have no problem waiting a few business days for your money transfer to be completed, you can choose the standard deposit.

These transactions can take up to three to five business days. Unlike the instant transfer option where you pay a 1.5% charge, these are free of cost. 

Cash App will allow you to link only one bank account and one debit card at a time. If you already have an existing debt card connected to Cash App, you can still replace it with a debit card from Chime. 

To link Cash App to Chime, you need to open Cash App via the website or through the app and select bank options. On the app, this is the bank icon located at the bottom left corner of the Cash App home page.

Then, you should tap the Link Bank option and add your Chime debit card number. Once you hit the Add Card button, you are good to go.

If you do not have a Chime debit card, you can directly add your Chime bank. 

Click the No Card option so you will be directed to the list of available banks. Select Chime bank, then enter your account details.

You have successfully linked Cash App to Chime.

How to Transfer Money from Cash App to Chime: (Step-By-Step)

Transferring money from Cash App to Chime is easy as long as you have already linked both accounts. 

The usual route when doing a wire transfer from Cash App is to withdraw the funds using an already linked bank account, then forward the money to your Chime bank account.

If you have a Chime debit card or bank account linked with Cash App, the process is even easier and faster.

To transfer money from Cash App to Chime, you should the following steps:

1.     Tap the Balance tab on your Cash App home screen, then press Cash Out.

2.     Select the amount you want to be transferred.

3.     Choose a deposit speed (instant or standard), then hit Confirm.

4.     Enter your Cash App security PIN or phone touch ID.

5.     Follow the onscreen prompt to complete the process.

If you have not linked your Chime debit card or bank account to Cash App, you should first do this.

1.     Click the banking tab on your Cash App home screen.

2.     Afterward, tap on Link Bank.

3.     Enter your Chime debit card or bank account details.

4.     Once done, proceed with the rest of the steps.

How to Transfer Money from Chime to Cash App: (Step-By-Step)

You should first check if you have already linked Cash App to Chime before attempting a money transfer.

To do this, you simply tap on the bank icon on your Cash App home screen, then Add Bank. You will be asked to enter your debit card number and CVV. 

If you do not have a Chime debit card, you can directly link your Chime bank account. To do that, tap the No Card option, select Chime bank, and key in your bank account details.

Once your Chime and Cash App accounts are linked, you can do the following:

1.     Tap on the Bank icon on your Cash App home screen.

2.     Then, select the Add Cash option. This can be found in the top section of the page.

3.     On the pop-up that will appear, choose the amount you wish to transfer.

4.     If the amount is not in the options, you may add a new amount by clicking the three-dot icon.

5.     Hit Add to proceed.

Your funds will be transferred from your Chime account to your Cash App account. To view your balance, simply tap on the Bank icon on the Cash App home page.

Why Is My Chime Card Not Supported on Cash App?

If your Chime card is not supported on Cash App, this may be for several reasons. One of these is that you entered the wrong credentials during the linking process.

You may have also unknowingly used an expired Chime card or the name on Cash App does not match the name on the card.

All these can be easily rectified if you double-check the Chime card you want to link with Cash App.

When keying in your card details, make sure that everything is correct. You should also check the expiration date of your Chime card.

If your Chime card has expired, you can request a replacement card using the Chime app. Just go to Settings and tap the card you want to replace.

You should receive your new Chime debit card within seven to 10 business days. Meanwhile, while waiting for the printed card, you will have access to a temporary digital card.

If the problem is the mismatched name on your Cash App and Chime accounts, you may change your Cash App profile to the name on the Chime card.

If all these solutions still do not work, you should contact Cash App or Chime support.

For Cash App, go to your profile and click Support. For Chime, you may call their hotline at (844) 244-6363.

How Much Can You Transfer Between Chime and Cash App?

You can transfer up to $250 per week and $1,000 per month with an unverified Cash App account. If you verify your account, you can enjoy a higher transfer limit.

To verify your Cash App account, you need to provide your full name, birth date, and the last four digits of your social security number.

For Chime, the daily cash load transfer is limited to $1,000 per day and $10,000 per month. You are allowed up to three transfers per day.

How long does it take to send money between Chime and Cash App?

Transfers from Chime to Cash App take only seconds if you choose the instant transfer. For standard transfer, it will take around one to three days for the funds to appear on your Cash App account.

You should note that instant transfers will charge you a 1.5% fee. Meanwhile, the standard transfer is free.

The same system applies when you wish to transfer from Cash App to Chime. 

If you choose the instant transfer option, you can receive the money in your Chime account within seconds. Of course, this will cost you between 0.5% -1.75% fee (with a minimum fee of $0.25).

If you choose the standard speed option, the process will take one to three business days to be completed.

Is It Free to Transfer Money Between Chime and Cash App?

Yes. Standard transfers between Chime and Cash App are free of charge. However, if you opt for instant transfers, you will be charged a 1.5% fee.

If you (or the recipient) do not need the funds right away and can wait a few days, you should choose the standard transfer option so you can save some money.

Meanwhile, instant transfers are useful for urgent transactions.

References:

Chime

Cash App

isaac-floyd

About Isaac

Isaac graduated with an MBA in 2014. After graduating he worked in the software industry for 5 years. He started his first online side hustle in early 2018, today he makes a full-time income from his 3 online side hustles. One of the 3 is Humbled MBA.